This dad is awesome. I wish my dad had done anything like this with me. I was diagnosed with dyslexia in 5th grade it was always very hard for Awesome Dental Assistant’s Dad Just Like A Normal Dad Except Much Cooler Vintage Shirt me all I ever did was get cussed at and yelled at every time I ask for help. What the actual fuck. You think you’ve had it bad until you read Reddit comments where people describe what they’ve been through. Seriously. That’s why I always try to be aware of how I interact with people I don’t know.
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My parents refused to ever talk about money, because we went to a private school on scholarship, and Awesome Dental Assistant’s Dad Just Like A Normal Dad Except Much Cooler Vintage Shirt they were afraid we would tell people how much money my dad makes. I have no idea, to this day, what he or my mom makes. They acted like if we just didn’t know about money, we wouldn’t know we were lower middle class. Billionaires usually don’t pay off their debt before taking on new debt, they tend to use their assets as a way to get more debt to get more money.
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Loans are good, as long as you take only what you can payback. If you can’t pay it back, that’s when shit goes downhill. It sucks to be unable to pay off debt (note: you do not have to Awesome Dental Assistant’s Dad Just Like A Normal Dad Except Much Cooler Vintage Shirt pay the debt off as soon as possible, in fact, it can be detrimental to you and your finances, as some loans can shift in your favor later [refinanced loans] or you can spend extra money on investments that give a greater return (generally, if the bank loan interest is under 3% and you can get over 7-8% in returns on a stock market, you’re pretty much guaranteed to get more money out of the stock market than by paying extra into the loan).
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